Long Term Disability Insurance Denials

Both short and long-term disability insurance exists to provide essential financial benefits at a time when policyholders when are unable to work or earn income.  These policies can be purchased individually or through a group, such as an employer.  However, at least 60 percent of long-term disability claims are initially denied in Canada.  While denials can occur for a variety of reasons, any delay in receiving these critical benefits can turn financial difficulties into catastrophic problems.  Worse still, many insurance companies routinely deny valid claims in an attempt to avoid financial responsibility entirely.

At SG Injury Law, we understand the long-term disability process better than most.  Our Personal Injury lawyers began their careers as insurance defence lawyers, before changing sides to represent the injured. We saw first-hand how insurance companies treat policyholders, how they work up cases, and how to structure appeals to be successful.  We have significant experience appealing denials from all major Canadian insurers, including Industrial Alliance, Sun Life, Manulife, and Canada Life.

In nearly all Ottawa long-term disability claims and personal injury law cases that we take, we offer a free, no-obligation consultation to potential clients and never charge a fee unless we successfully resolve your case.