Ontario Manulife Insurance Claim Denial Lawyer
Purchasing a short-term or long-term disability insurance policy is supposed to provide peace of mind in the event you are unable to work. Unfortunately, policyholders are often denied benefits when they need them most.
If you or a loved one hold a Manulife long-term or short-term disability policy and have been denied benefits in Ontario, we can help. At SG Injury law, our Manulife claim denial lawyers can help you appeal a denial and work to reinstate the benefits that you are entitled to. Find out how to get started on your appeal when you contact our office at (613) 518-2416 for a free consultation.
Why Was My Manulife Insurance Claim Denied?
Over 10 million Canadians carry long term disability coverage and Manulife Insurance is one of the largest providers in Canada.
Insurance companies like Manulife Insurance are for-profit businesses and make money by paying out less on claims than they take in through insurance premiums. Every time they pay out on a short or long term disability claim like yours, they lose money.
Some of the more common reasons Manulife denies insurance claims include:
- Lack of medical documentation
- Refusing to be evaluated by Manulife Insurance physicians
- Failure to pay insurance premiums
- Not having a qualifying disability
- Failure to provide proof of disability
- Mistakes on claim applications
If your claim for Manulife Insurance benefits has been denied, do not worry. You may still be able to recover the benefits that you deserve by appealing the insurance adjuster‘s decision in your case.
How to Obtain the Manulife Insurance Benefits You Deserve
Unfortunately, not everyone is eligible for disability benefits. While each insurer and insurance policy has unique requirements, in general you must:
- Be covered under a group or individual long term disability insurance policy
- Be employed at the time that you became unable to work due to disability
- Be unable to perform your regular job duties due to a medical condition
- Be disabled for 3 months or more
- And meet all other requirements of the insurance policy.
If you were denied coverage by Manulife Insurance and met all of these requirements, we may be able to help. Our Manulife claim denial lawyers can deal with the insurance company’s tactics, build a strong case for appeal, and let you focus on your health and your family. If Manulife Insurance is unwilling to approve your claim after an internal appeal, we will be prepared to file an external appeal and take them to court on your behalf.
Meet With a Manulife Insurance Claim Denial Lawyer in Ontario
You don’t have to deal with the frustration and financial uncertainty that comes with a long-term disability insurance denial alone. The Manulife claim denial lawyers at SG Injury Law can help. Fill out our online contact form or call our office at (613) 518-2416 to schedule a free and confidential consultation. We charge no fees for our services unless we successfully recover the benefits you are owed.