Kingston Car Accident Lawyer
Did you suffer serious injuries in a car accident in Kingston? Are you dealing with significant health complications and financial uncertainty? If so, you may benefit from the legal support and advice of an experienced lawyer.
At SG Injury Law, our Kingston car accident lawyers are passionate about helping car accident victims and their families get through some of the most difficult times in their lives. We can help you obtain the no-fault accident benefits that are rightfully yours, and, if applicable, recover full and fair restitution for your damages through a tort claim.
Find out what is next for your case when you contact our office at (613) 518-2416 or online for a free consultation.
Why Choose SG Injury Law for Your Car Accident Case in Kingston?
The aftermath of a serious car accident is often difficult to deal with. The insurance claims and legal process can be complex, confusing and downright frustrating. At SG Injury Law, we have significant experience handling both sides of car accident cases. Our experience working for insurance companies gives us a unique understanding of how these companies operate and how to build a strong case on our clients’ behalf. If you have been injured in any car accident, we may be able to help.
Common Car Accident Injuries in Kingston
Car accidents can happen in a multitude of ways. Whether you were T-boned driving through John Counter Boulevard, or struck head on by a wrong-way driver on Highway 15, you could suffer severe and life-threatening injuries as a result of your car accident in Kingston.
Car accidents are among the most common sources of unintentional injury in Ontario and throughout Canada. These injuries can include, but are not limited to:
- Amputation
- Broken bones
- Compound fractures
- Organ failure
- Post-traumatic stress disorder (PTSD)
- Spinal cord injuries
- Traumatic brain injuries
- Concussion
- Whiplash
- Other head, back, and neck injuries
- Third-degree burns
- Death
With injuries this severe, it is not uncommon for victims to be left with temporary or permanent disability and have long-term ongoing medical and rehabilitative needs. However, these costs may not always be covered under the Canada Health Act, so you may need to be prepared to seek recovery of these financial losses through insurance or civil claims.
How Do Insurance Claims Work in Kingston?
Ontario follows a no-fault system under the Ontario Insurance Act. Here, when you are involved in a car accident, you will file a claim with your own auto insurance provider. You are entitled to no-fault accident benefits as part of your auto insurance coverage, without regard to who may be liable for causing your car accident. If you do not have insurance coverage, for instance, if you or your loved one was struck on a bicycle, the insurance policy of the other driver will provide coverage. These no-fault accident benefits often consist of:
- Accident benefits that cover your medical expenses and rehabilitation costs
- Direct Compensation Property Damage (DCPD) which covers the damage to your vehicle and any property that may have been damaged within the vehicle during the accident
- Protection from uninsured drivers under the Motor Vehicle Accident Claims Fund
However, these benefits may not be nearly enough in the case of serious injury. In those cases, you may be eligible for further compensation from the at-fault driver.
Liability for Kingston Car Accidents
In these cases, legal responsibility hinges on the concept of negligence. Put simply, if another driver or drivers’ actions or inactions caused the accident and you suffer injuries, they may be liable for the losses you incur.
With that being said, although there are many ways in which car accidents can occur, there are some parties that are found liable for car accidents more often than others. For example, careless driving is against the law under Ontario’s Highway Traffic Act. Some of the most devastating car accidents have been caused by careless driving and their respective unsafe behaviours, such as:
- Driving over the speed limit
- Driving under the influence of drugs or alcohol
- Drowsy driving
- Tailgating or a road rage
- Failure to stop
- Failure to use a turn signal
- Failure to yield
- Making illegal turns
- Distracted driving
There are many other parties who could have contributed to causing your car accident. Depending on the details of your case, government agencies, auto parts manufacturers, safety inspectors, vehicle technicians, and several other parties may each share liability for your injuries.
If you work with an experienced car accident lawyer, they will conduct a thorough and in-depth investigation into the cause of your accident and help identify who may be legally responsible for your injuries.
Calculating the Value of Your Kingston Car Accident Claim
In addition to the no-fault accident benefits you may be entitled to, you also have the right to be compensated for your pecuniary and non-pecuniary damages. Pecuniary damages refer to your monetary losses. All your out-of-pocket medical bills, lost wages, diminished earning potential, and other financial losses would all fall under this category.
Non-pecuniary damages are typically less tangible and not easy to calculate. Here, you are seeking compensation for the ways your life has been affected by your car accident injuries. For example, the physical pain you endured from your injuries, your inability to continue enjoying your life, damaged interpersonal relationships caused by your injuries, and other significantly influential losses would all be considered non-pecuniary damages.
Your Kingston accident lawyer will need to closely review your damages in detail to ensure that every loss is taken into account when calculating the value of your insurance and tort claims.
Meet With a Car Accident Lawyer in Kingston Today
Your car accident injuries could have a dramatic impact on your life for years to come. You should not be financially responsible if someone else is responsible for causing your injuries.
Get justice for your suffering and financial losses by contacting an experienced Kingston car accident lawyer at SG Injury Law. Call (613) 518-2416 today to schedule your free, no-obligation consultation or fill out our convenient contact form.
FAQs
What kind of compensation can I receive for my car accident claim?
Compensation may include rehabilitation expenses, lost income, pain and suffering, and future care needs. Consulting a Kingston car accident lawyer helps ensure that all applicable damages are considered in your claim.
How long will it take to resolve my car accident case in Kingston?
The timeframe depends on case complexity and negotiation stages. While minor cases may settle within months, complex claims can take longer. Our SG Injury Law Kingston car accident legal services aim to achieve timely, fair resolutions.
Do I need a lawyer for a minor car accident in Kingston?
Even for minor accidents, a Kingston auto accident lawyer can help you navigate insurance claims, ensuring you receive appropriate compensation and protection from unfair settlement offers by insurers.
What evidence is needed to prove a car accident claim?
Essential evidence includes medical records, accident reports, photos, and witness statements. A car accident lawyer in Kingston assists in gathering comprehensive documentation to strengthen your claim.
Can I still file a claim if I was partially at fault in the accident?
Indeed, Ontario accepts claims with compensation that are modified for partial responsibility. Kingston personal injury lawyers help determine liability and ensure fair compensation. Damages in a negligence case are apportioned based on degree of fault. In addition to a negligence claim, even if you were 100% at fault, you are still entitled to “no fault” accident benefits”.
How does SG Injury Law help with insurance negotiations?
SG Injury Law leverages extensive insurance knowledge to negotiate effectively, aiming to secure a fair settlement that fully covers your losses without undervaluing your claim. We have experience acting for both insurance companies and on the plaintiff side, and as such we have first hand knowledge of insurance company tactics.
What is the time limit for filing a car accident claim in Kingston?
Ontario law generally requires filing a claim within two years from the accident date. Consulting a Kingston car accident lawyer promptly ensures deadlines are met including notice periods which are less than 2 years.
What happens if the other driver involved in the accident is uninsured?
If the at-fault driver is uninsured, your insurance may cover damages under an uninsured motorist policy. A Kingston car accident lawyer can help navigate this process to ensure maximum coverage.
How do I know if I have a valid car accident claim in Kingston?
A consultation with a Kingston car accident lawyer can assess factors like negligence, damages, and liability; helping you understand if your case qualifies for compensation.
How much compensation can I expect to receive for pain and suffering after a car accident?
Pain and suffering compensation varies by injury severity and impact on quality of life. A Kingston auto accident lawyer will assess your case to estimate an appropriate amount for these damages.