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There is a Deductible on Your Pain and Suffering Damages; and the Deductible is Going Up!

10/30/15

You may be surprised to know that the Ontario government allows automobile insurance companies to reduce the amount of damages paid to accident victims, through the application of a “deductible.” This deductible reduces the compensation for pain and suffering for victims who have suffered serious and permanent impairments in motor vehicle accidents. The amount of…

Ottawa Accident Benefits Update: Chronic Pain is Not a Minor Injury

10/23/15

For no-fault automobile accident benefits, there is a limit of $3,500 for medical and rehabilitative treatment if you have what is considered a minor injury. It is assumed that the treatment expenses for minor injuries should not exceed $3,500. The problem is that insurance companies frequently take the position that someone has a minor injury,…