If you become disabled from working and have short or long term disability insurance, you are entitled to be paid disability benefits. To make a claim, most long and short term disability policies provided by insurance companies (such as Manulife and Sunlife) require you to provide notice to the insurance company within a certain period…
read moreWhen buying automobile insurance, one of the coverages people require is liability insurance. If you are sued because you caused a motor vehicle accident, the liability insurance provides a lawyer to defend you and money to pay the claim of the injured person. Most people have liability insurance limits of one million dollars. While one…
read moreYou may be surprised to know that the Ontario government allows automobile insurance companies to reduce the amount of damages paid to accident victims, through the application of a “deductible.” This deductible reduces the compensation for pain and suffering for victims who have suffered serious and permanent impairments in motor vehicle accidents. The amount of…
read moreFor no-fault automobile accident benefits, there is a limit of $3,500 for medical and rehabilitative treatment if you have what is considered a minor injury. It is assumed that the treatment expenses for minor injuries should not exceed $3,500. The problem is that insurance companies frequently take the position that someone has a minor injury,…
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