Kingston Long Term Disability Lawyer
Long term disability insurance is supposed to provide you with specific income replacement benefits, so you can continue to provide for yourself and your family after suffering an injury that will keep you out of work for the foreseeable future.
Sadly, far too many families find themselves in dire financial straits when the insurance company denies their claim for long term disability benefits. If this sounds like what you are going through, you are not alone.
An experienced Kingston long-term disability lawyer at SG Injury Law can help you make sure the insurance company provides you with the benefits that are rightfully yours. Find out how to get started on your appeal when you contact our office for a free consultation.
Why Our Long Term Disability Lawyers Are Your Best Choice
Are you still looking for a long term disability lawyer in Kingston to help you access your LTD benefits? Here are a few reasons to choose SG Injury Law:
- We understand how the insurance companies operate and can use this information to your advantage.
- We can work to get your benefits reinstated or negotiate a lump sum settlement.
- We have significant experience handling long term disability claims against insurers such as Desjardins, Manulife, RBC, and Sun Life, among others.
- We offer in-person or virtual consultations and never charge a fee unless we successfully resolve your case.
Qualifying for Long Term Disability Benefits in Kingston
To qualify for long term disability (LTD) benefits, you will need to carefully examine the details of your personal long term disability insurance policy. This is because every insurance company’s rules and regulations for a qualifying disability may be different.
However, in many cases, to qualify for Kingston long term disability benefits through your insurance company, you will need to meet the following requirements:
- You must have exhausted your paid time off, sick time off, and short term disability benefits
- You must have supporting medical documentation and physician statements
- You must file a complete claim application
- You must be current on your long-term disability insurance premiums
- You must have a qualifying medical condition
It is important to note that even someone who has met all the eligibility requirements for LTD benefits they still find themselves dealing with a claim denial. It is more common than you might think for insurance companies to deny people the long term disability benefits they are entitled to.
Fortunately, by working with a Kingston long term disability insurance lawyer, you can show the insurance company how seriously you are taking your right to your LTD benefits.
What Happens When Your Kingston Long Term Disability Claim is Denied
Once your claim for Kingston long term disability benefits has been denied, you should contact your lawyer immediately after. The sooner we can get working on your appeal, the better. Usually, the insurance company is dragging their heels because they do not want to pay out fairly on your claim.
However, this should not be something that you need to deal with. Your long term disability lawyer can provide the insurance company with any additional supporting documentation they may need, including medical records, accident reports, physician statements, and other necessary information to get your LTD claim denial overturned.
If the insurance company still refuses to settle your claim fairly, your long term disability lawyer will be prepared to file an external appeal and bring them to court to recover the benefits that you deserve.
Meet With a Long Term Disability Lawyer in Kingston
When you are counting on long term disability benefits to get you through some of the most challenging times in your life, the insurance company delaying or wrongfully denying you them is unacceptable.
A trusted Kingston LTD lawyer at SG Injury Law can help you make the insurance company pay. Find out how to get started on your LTD appeal when you schedule your free consultation. You can do so by filling out our quick contact form or calling our office at (613) 518-2416.